Latest Articles from Three Plus Me Finance

Check out the latest blog posts from Three Plus Me Finance

Featured Articles

Image for Top Strategies to Fund Working Capital Fast

24th September 2026

Top Strategies to Fund Working Capital Fast

Sole traders face cashflow gaps all the time. Learn which funding options give you access to capital when you need it most.

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24th September 2026

Smart ways to finance a sports car as a business owner

How to structure car finance for a high-performance vehicle when you run your own business and want to protect cash flow

Image for Avoid These 5 Mistakes When Financing Your Truck

24th September 2026

Avoid These 5 Mistakes When Financing Your Truck

Self-employed operators often overpay or lose tax benefits when buying work trucks. Knowing which structure fits your business saves thousands over the loan term.

Image for Everything You Need to Know About Hospitality Equipment Finance

24th September 2026

Everything You Need to Know About Hospitality Equipment Finance

How electricians can finance commercial kitchen installations, refrigeration upgrades, and specialised hospitality equipment without tying up working capital

Cashflow Solutions

Image for Top Strategies to Fund Working Capital Fast

24th September 2026

Top Strategies to Fund Working Capital Fast

Sole traders face cashflow gaps all the time. Learn which funding options give you access to capital when you need it most.

Image for Common Mistakes When Cash Flow Problems Hit Your Business

24th September 2026

Common Mistakes When Cash Flow Problems Hit Your Business

How small business owners misjudge their funding options when cashflow stress appears, and what actually works when the timing matters.

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24th September 2026

Working Capital Loan vs Line of Credit Mistakes

Two cashflow tools that sound similar but work differently, and how picking the wrong one costs East Melbourne businesses time and money.

Car Loans

Image for Smart ways to finance a sports car as a business owner

24th September 2026

Smart ways to finance a sports car as a business owner

How to structure car finance for a high-performance vehicle when you run your own business and want to protect cash flow

Image for Avoid These 5 Mistakes When Buying a Ute

24th September 2026

Avoid These 5 Mistakes When Buying a Ute

From balloon payments to dealer finance, Victorian ute buyers often overlook details that cost thousands over the loan term.

Image for The Pros and Cons of Financing a Family Car

24th September 2026

The Pros and Cons of Financing a Family Car

How retail business owners can structure vehicle finance to support both family needs and cash flow without compromising working capital.

Image for Proven Tips to Structure Car Loan Repayments for Tradies

24th September 2026

Proven Tips to Structure Car Loan Repayments for Tradies

How to align your vehicle finance with irregular income, tax planning, and the way you actually use your ute or van on the tools.

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24th September 2026

When to Finance a Private Sale Car Purchase

How hospitality business owners can secure vehicle financing for private sales without relying on dealer packages or upfront cash.

Image for The Pros and Cons of Financing a Classic Car

24th September 2026

The Pros and Cons of Financing a Classic Car

Self-employed buyers face unique challenges when securing finance for vintage vehicles, but the right structure makes all the difference.

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24th September 2026

Unlock the secrets to financing a used car

A straight guide to securing competitive finance for your next second-hand vehicle without the dealer markup or confusing jargon

Image for Top 10 Documents You'll Need for a Car Loan Application

24th September 2026

Top 10 Documents You'll Need for a Car Loan Application

The paperwork lenders require for finance approval varies by employment type and loan structure, but gathering the right documents upfront speeds up your application substantially.

Asset Finance

Image for Avoid These 5 Mistakes When Financing Your Truck

24th September 2026

Avoid These 5 Mistakes When Financing Your Truck

Self-employed operators often overpay or lose tax benefits when buying work trucks. Knowing which structure fits your business saves thousands over the loan term.

Image for Beginner's Guide to Financing Trailers

24th September 2026

Beginner's Guide to Financing Trailers

How hospitality business owners can fund new or upgraded trailers without draining working capital, with the right structure for cashflow and tax.

Image for What is Asset Finance for Medical Equipment?

24th September 2026

What is Asset Finance for Medical Equipment?

How medical professionals can fund ultrasound machines, MRI scanners, dental chairs and surgical tools without draining working capital.

Image for Top tips to finance office furniture for your business

24th September 2026

Top tips to finance office furniture for your business

How chattel mortgages and equipment finance help young professionals preserve capital when setting up or upgrading their workspace

Image for Office Refurb Finance: The Pros and Cons

24th September 2026

Office Refurb Finance: The Pros and Cons

How hospitality business owners can fund a venue refresh without draining reserves, and what to watch for with asset finance structures.

Image for Simple hacks to trim your tax bill with EOFY finance

24th September 2026

Simple hacks to trim your tax bill with EOFY finance

Strategic asset purchases before June 30 can reduce your taxable income while giving your business the equipment it needs to operate and grow.

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24th September 2026

How to Protect Your Credit File for Asset Finance

Your credit file influences approval speed, loan terms, and interest rates when financing equipment or vehicles for your business.

Image for The easiest way to finance HVAC systems

24th September 2026

The easiest way to finance HVAC systems

How sole traders can purchase or upgrade heating and cooling equipment without draining working capital or waiting for cash reserves

Image for Top tips to finance vehicles for your business

24th September 2026

Top tips to finance vehicles for your business

A practical guide to commercial vehicle finance options, repayment structures, and tax treatment to help small business owners buy work vehicles without draining working capital.

Image for Top Strategies to Finance Commercial Kitchen Equipment

24th September 2026

Top Strategies to Finance Commercial Kitchen Equipment

How hospitality business owners can fund machinery purchases while protecting cashflow and accessing tax benefits through tailored asset finance structures.

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24th September 2026

Top Strategies to Finance a Restaurant Fitout

How commercial equipment finance structures preserve working capital while getting your venue ready to open or refresh your existing space.

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24th September 2026

What Are Asset Finance Compliance Requirements?

Understanding the regulatory framework that governs commercial equipment lending and what it means for your application and ongoing obligations.

Image for The Easiest Way to Finance a Crane Purchase

28th May 2026

The Easiest Way to Finance a Crane Purchase

How construction businesses across Australia structure crane finance to preserve capital, manage cashflow, and access tax benefits without draining working funds.

Equipment Finance

Image for Everything You Need to Know About Hospitality Equipment Finance

24th September 2026

Everything You Need to Know About Hospitality Equipment Finance

How electricians can finance commercial kitchen installations, refrigeration upgrades, and specialised hospitality equipment without tying up working capital

Image for Simple hacks to finance solar panels for business

24th September 2026

Simple hacks to finance solar panels for business

How equipment finance turns solar panel installation into predictable monthly repayments while protecting your working capital and accessing immediate tax benefits.

Image for The easiest way to finance fitness equipment

24th September 2026

The easiest way to finance fitness equipment

How electricians can fund gym gear upgrades without upfront cash while keeping tax deductions working in their favour

Image for 10 Ways No Deposit Equipment Finance Works for Retailers

24th September 2026

10 Ways No Deposit Equipment Finance Works for Retailers

How retail business owners can access machinery, IT systems, and point-of-sale equipment without upfront cash using specialised finance structures.

Image for Understanding the Basics of Equipment Finance Comparisons

24th September 2026

Understanding the Basics of Equipment Finance Comparisons

How to assess commercial equipment finance options and choose the structure that fits your business cashflow, tax position, and operational needs.

Image for Top Strategies to Finance Fitness Equipment for Your Gym

24th September 2026

Top Strategies to Finance Fitness Equipment for Your Gym

How chattel mortgages and commercial equipment finance let you acquire treadmills, weights, and specialised machinery without draining cash reserves.

Image for Common Mistakes When Financing Earthmoving Equipment

24th September 2026

Common Mistakes When Financing Earthmoving Equipment

How to structure finance for excavators, dozers, and graders without overcommitting cashflow or missing tax benefits

Image for Proven Tips to Finance New Business Equipment

24th September 2026

Proven Tips to Finance New Business Equipment

How to access commercial equipment finance without draining your cash reserves, with options tailored to your business needs and asset type.

Image for The Easiest Way to Purchase Dental Equipment

24th September 2026

The Easiest Way to Purchase Dental Equipment

How equipment finance helps dental practices acquire chairs, imaging systems, and sterilisation units without depleting working capital or disrupting cashflow.

Image for Do you know how to finance restaurant kitchen equipment?

2nd June 2026

Do you know how to finance restaurant kitchen equipment?

Commercial kitchen equipment finance helps you acquire ovens, fridges, and prep stations without draining your working capital or delaying your opening date.

Recent Articles

Image for Common Mistakes When Choosing Asset Management Finance

26th May 2026

Common Mistakes When Choosing Asset Management Finance

How the wrong finance structure can lock you into outdated equipment, drain working capital, and cost you thousands in unnecessary tax.

Image for What Are the Real Costs of Financing a Vehicle?

21st May 2026

What Are the Real Costs of Financing a Vehicle?

Understanding purchase vehicle finance options, from monthly repayments to balloon payments, and how the structure you choose affects your cashflow and tax position.

Image for The Pros and Cons of Asset Acquisition Finance

19th May 2026

The Pros and Cons of Asset Acquisition Finance

Understanding the trade-offs between preserving capital and controlling equipment can shape your funding approach, particularly when you're deciding what works for your business.

Image for Car Loan Approval Requirements in Australia

14th May 2026

Car Loan Approval Requirements in Australia

What lenders assess when you apply for vehicle finance, and how to position yourself for a smoother approval outcome

Image for How to finance a crane without draining your cashflow

12th May 2026

How to finance a crane without draining your cashflow

Buying cranes for construction, logistics, or manufacturing involves six-figure decisions. Here's how equipment finance structures let you acquire what you need while keeping working capital intact.

Image for Top tips to finance salon equipment in East Melbourne

7th May 2026

Top tips to finance salon equipment in East Melbourne

From styling chairs to cutting-edge colour processors, here's how to fund the equipment your salon needs without draining your working capital.

Image for Why Semi-Trailer Finance Works Differently Than Car Loans

5th May 2026

Why Semi-Trailer Finance Works Differently Than Car Loans

Understanding the structure, tax treatment, and cashflow impact when you're looking to purchase a truck trailer or semi-trailer for your operation.

Image for Do You Know Which Car Loan Works for a Family Car?

30th April 2026

Do You Know Which Car Loan Works for a Family Car?

From seven-seaters to hybrid SUVs, the right car finance can make or break your family vehicle purchase in East Melbourne and beyond.

Image for Why Equipment Finance Approvals Move Faster Than You Think

28th April 2026

Why Equipment Finance Approvals Move Faster Than You Think

Understanding the equipment finance approval process helps Australian businesses access the machinery and technology they need without tying up cashflow unnecessarily.

Image for Asset Finance to Purchase Computer Equipment

23rd April 2026

Asset Finance to Purchase Computer Equipment

How computer and technology purchases can be funded without draining your operating accounts, with options that work for growing businesses

Image for Fit Out Finance: Funding Your New Workspace

21st April 2026

Fit Out Finance: Funding Your New Workspace

How asset finance can help you set up, upgrade, or transform your office, clinic, or venue without draining your working capital.

Image for Medical Equipment Finance: What You Should Know First

16th April 2026

Medical Equipment Finance: What You Should Know First

How practices in East Melbourne and across Australia are funding advanced diagnostic tools, surgical systems, and patient care technology without disrupting cashflow.

Image for Top Strategies to Finance Mining Equipment in Australia

14th April 2026

Top Strategies to Finance Mining Equipment in Australia

Discover how equipment finance can help your mining business acquire excavators, dozers, and specialised machinery while maintaining healthy cashflow.

Image for Top Strategies to Finance Computer Equipment for Business

9th April 2026

Top Strategies to Finance Computer Equipment for Business

Discover how asset finance can help your business acquire the latest technology equipment while preserving working capital and managing cashflow effectively.

Image for Proven Tips to Finance Your Electric Vehicle Purchase

7th April 2026

Proven Tips to Finance Your Electric Vehicle Purchase

Discover how car loans for electric vehicles can help you join Australia's green transport revolution with affordable repayments.

Image for How to Finance a Hybrid Vehicle with the Right Car Loan

7th April 2026

How to Finance a Hybrid Vehicle with the Right Car Loan

Discover how securing car finance for your hybrid vehicle can save you money while reducing your environmental impact.

Image for Understanding the Basics of Financing Your Trailer Purchase

7th April 2026

Understanding the Basics of Financing Your Trailer Purchase

Discover how asset finance can help you purchase trailers for your business while managing cashflow and preserving working capital.

Image for 10 Things to Know Before Financing Your Dream Sports Car

7th April 2026

10 Things to Know Before Financing Your Dream Sports Car

Thinking about that supercar in the showroom? Here's how to secure the right car finance for your dream ride.

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THREE PLUS ME Pty Ltd | ACN: 648 963 535 Credit Representative 575336 is authorised to provide credit assistance by Viking Asset Aggregation Pty Ltd Australian Credit Licence 543046

Disclaimer: This website is designed to provide you with factual information only. We do not provide financial or investment advice. Information on this site does not take into account your needs, objectives or financial situation. To understand whether a credit product is right for you, speak to one of our accredited Finance Brokers. Credit provider terms, conditions, interest rates, fees, charges and minimum loan amounts apply. Credit is subject to approval by the relevant credit provider.